Huatulco vs San Miguel de Allende

Cost of living comparison for expats considering Huatulco or San Miguel de Allende, Mexico.

Based on a typical expat lifestyle

Huatulco is 18% cheaper than San Miguel de Allende

Monthly savings

$300

Mexico

Huatulco

$1,337

$23,398

Cheaper option

Mexico

San Miguel de Allende

$1,637

$28,648

Category Breakdown

Category
Huatulco
San Miguel de Allende
Difference

Housing (Rent)

$633
$805
+27%

Utilities

$138
$113
-18%

Groceries

$210
$210

Dining Out

$60
$60

Transportation

$0
$120

Lifestyle & Entertainment

$176
$189
+7%

Healthcare

$75
$95
+27%

Phone & Subscriptions

$45
$45
Monthly Total
$1,337
$1,637
22%

Based on a typical expat lifestyle: 1BR furnished apartment in mid-range neighborhood, mix of cooking/eating out, rideshare transportation, moderate entertainment, basic health insurance.

City Insights

Huatulco

Huatulco offers exceptional value among Mexico's beach destinations—approximately 50% cheaper than Puerto Vallarta, Playa del Carmen, or Los Cabos. The critical variable is electricity: AC usage can push bills from $12 to $180+ monthly, and triggering DAC (high consumption) rates can triple costs overnight. Long-term rentals run 75% less than Airbnb—searching in Spanish on Inmuebles24 or walking neighborhoods for signs delivers the best deals. Uber/DiDi don't operate here, but fixed-rate taxis at 35 MXN within town make transport easy. No dedicated coworking exists, but Golden Circle at Best Western Chahué offers ~200 Mbps for remote workers. Healthcare is adequate for basics but limited for specialists—serious conditions require Oaxaca City (5 hours) or Mexico City (1-hour flight).

San Miguel de Allende

San Miguel operates on two parallel tracks: English-language rental sites charge 30-50% premium over Spanish listings on Inmuebles24 and Segundamano. The Tuesday tianguis market is essential for local prices. Healthcare offers 60-80% savings vs US prices. The walkable centro means many skip car ownership entirely. Water is unsafe due to arsenic/fluoride—budget $15-20/month for garrafones or reverse osmosis.

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These estimates use a typical expat profile. Adjust housing, dining, and lifestyle preferences to match your actual situation.

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