La Paz vs San Miguel de Allende

Cost of living comparison for expats considering La Paz or San Miguel de Allende, Mexico.

Based on a typical expat lifestyle

San Miguel de Allende is 5% cheaper than La Paz

Monthly savings

$90

Mexico

La Paz

$1,727

$30,223

Mexico

San Miguel de Allende

$1,637

$28,648

Cheaper option

Category Breakdown

Category
La Paz
San Miguel de Allende
Difference

Housing (Rent)

$805
$805

Utilities

$160
$113
-29%

Groceries

$193
$210
+9%

Dining Out

$96
$60
-37%

Transportation

$150
$120
-20%

Lifestyle & Entertainment

$193
$189
-2%

Healthcare

$85
$95
+12%

Phone & Subscriptions

$45
$45
Monthly Total
$1,727
$1,637
-5%

Based on a typical expat lifestyle: 1BR furnished apartment in mid-range neighborhood, mix of cooking/eating out, rideshare transportation, moderate entertainment, basic health insurance.

City Insights

La Paz

La Paz costs 15-25% more than mainland Mexico due to geographic isolation—everything arrives by truck down the peninsula or by ferry from the mainland. Electricity is the wildcard expense: BCS has Mexico's highest rates (6.188 pesos/kWh), and heavy AC use in summer can push you into DAC tier where bills triple. The Baja 'Free Zone' advantage means no import permit needed for foreign-plated vehicles. Spanish-language rental listings on Inmuebles24 run 20-30% cheaper than English equivalents.

San Miguel de Allende

San Miguel operates on two parallel tracks: English-language rental sites charge 30-50% premium over Spanish listings on Inmuebles24 and Segundamano. The Tuesday tianguis market is essential for local prices. Healthcare offers 60-80% savings vs US prices. The walkable centro means many skip car ownership entirely. Water is unsafe due to arsenic/fluoride—budget $15-20/month for garrafones or reverse osmosis.

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These estimates use a typical expat profile. Adjust housing, dining, and lifestyle preferences to match your actual situation.

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