La Paz vs San Miguel de Allende
Cost of living comparison for expats considering La Paz or San Miguel de Allende, Mexico.
Based on a typical expat lifestyle
San Miguel de Allende is 5% cheaper than La Paz
Monthly savings
$90
Mexico
La Paz
$1,727
$30,223
Mexico
San Miguel de Allende
$1,637
$28,648
Cheaper option
Category Breakdown
Housing (Rent)
Utilities
Groceries
Dining Out
Transportation
Lifestyle & Entertainment
Healthcare
Phone & Subscriptions
Based on a typical expat lifestyle: 1BR furnished apartment in mid-range neighborhood, mix of cooking/eating out, rideshare transportation, moderate entertainment, basic health insurance.
City Insights
La Paz
La Paz costs 15-25% more than mainland Mexico due to geographic isolation—everything arrives by truck down the peninsula or by ferry from the mainland. Electricity is the wildcard expense: BCS has Mexico's highest rates (6.188 pesos/kWh), and heavy AC use in summer can push you into DAC tier where bills triple. The Baja 'Free Zone' advantage means no import permit needed for foreign-plated vehicles. Spanish-language rental listings on Inmuebles24 run 20-30% cheaper than English equivalents.
San Miguel de Allende
San Miguel operates on two parallel tracks: English-language rental sites charge 30-50% premium over Spanish listings on Inmuebles24 and Segundamano. The Tuesday tianguis market is essential for local prices. Healthcare offers 60-80% savings vs US prices. The walkable centro means many skip car ownership entirely. Water is unsafe due to arsenic/fluoride—budget $15-20/month for garrafones or reverse osmosis.
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These estimates use a typical expat profile. Adjust housing, dining, and lifestyle preferences to match your actual situation.
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