Riviera Maya vs San Miguel de Allende

Cost of living comparison for expats considering Riviera Maya or San Miguel de Allende, Mexico.

Based on a typical expat lifestyle

San Miguel de Allende is 26% cheaper than Riviera Maya

Monthly savings

$589

Mexico

Riviera Maya

$2,226

$38,955

Mexico

San Miguel de Allende

$1,637

$28,648

Cheaper option

Category Breakdown

Category
Riviera Maya
San Miguel de Allende
Difference

Housing (Rent)

$1,265
$805
-36%

Utilities

$128
$113
-12%

Groceries

$385
$210
-45%

Dining Out

$96
$60
-37%

Transportation

$0
$120

Lifestyle & Entertainment

$204
$189
-7%

Healthcare

$100
$95
-5%

Phone & Subscriptions

$48
$45
-6%
Monthly Total
$2,226
$1,637
-26%

Based on a typical expat lifestyle: 1BR furnished apartment in mid-range neighborhood, mix of cooking/eating out, rideshare transportation, moderate entertainment, basic health insurance.

City Insights

Riviera Maya

The Riviera Maya corridor offers dramatic price variations by town. Puerto Morelos two-bedroom condos run $700-900 on the colonia (local) side, $1,500-2,500 beach-side. Akumal skews 30-50% higher due to vacation rental dominance. Puerto Aventuras' gated security commands premiums—studios start at $900. Mahahual offers beachfront casitas at $400-800 but 4+ hours from Cancún. Seasonal swings of 30-50% between high (Dec-Apr) and low season. The CFE electricity DAC threshold is critical—exceeding 400 kWh monthly average triggers 5-6x higher rates. Uber does not operate here; colectivos are the budget transport backbone at $2-3 per segment.

San Miguel de Allende

San Miguel operates on two parallel tracks: English-language rental sites charge 30-50% premium over Spanish listings on Inmuebles24 and Segundamano. The Tuesday tianguis market is essential for local prices. Healthcare offers 60-80% savings vs US prices. The walkable centro means many skip car ownership entirely. Water is unsafe due to arsenic/fluoride—budget $15-20/month for garrafones or reverse osmosis.

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These estimates use a typical expat profile. Adjust housing, dining, and lifestyle preferences to match your actual situation.

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