Cabo San Lucas vs Mexico City

Cost of living comparison for expats considering Cabo San Lucas or Mexico City, Mexico.

Based on a typical expat lifestyle

Mexico City is 11% cheaper than Cabo San Lucas

Monthly savings

$234

Mexico

Cabo San Lucas

$2,137

$37,398

Mexico

Mexico City

$1,903

$33,303

Cheaper option

Category Breakdown

Category
Cabo San Lucas
Mexico City
Difference

Housing (Rent)

$1,150
$1,012
-12%

Utilities

$178
$123
-31%

Groceries

$280
$207
-26%

Dining Out

$60
$60

Transportation

$120
$150
+25%

Lifestyle & Entertainment

$204
$189
-7%

Healthcare

$100
$120
+20%

Phone & Subscriptions

$45
$42
-7%
Monthly Total
$2,137
$1,903
-11%

Based on a typical expat lifestyle: 1BR furnished apartment in mid-range neighborhood, mix of cooking/eating out, rideshare transportation, moderate entertainment, basic health insurance.

City Insights

Cabo San Lucas

Cabo San Lucas operates on two pricing tracks: tourist-facing Airbnb rates average $9,448/month, while Spanish-language listings and Facebook groups reveal the same units for $1,000-1,500 with 6-12 month leases—a 75% discount for those willing to do the legwork. The water crisis is real: some neighborhoods go 15-20 days without municipal supply, requiring cisterna storage and pipa (water truck) deliveries at $15-750 per fill. Summer electricity can shock newcomers—heavy AC usage triggers DAC (high consumption) tier rates that essentially double your bill. The geographic isolation of Baja means groceries cost 30-50% more than mainland Mexico. Healthcare is excellent (Hospital H+ rated 'up to American standards') but Saint Luke's Hospital has US State Department warnings for predatory billing.

Mexico City

CDMX offers incredible value for a world-class metropolis. The range is enormous—you can spend like you're in NYC or live comfortably on $1,200-1,500/month. Neighborhood choice matters more here than anywhere else in Mexico. The 'gringo premium' is real but manageable: English-language rental platforms run 10-30% higher than Spanish listings on Inmuebles24 or Segundamano. The temperate climate at 7,350ft means minimal utility costs—no AC or heating needed. Tap water is NOT drinkable; budget $15-20/month for garrafones. The metro at 5 pesos ($0.29) per ride is one of the world's great transportation bargains.

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These estimates use a typical expat profile. Adjust housing, dining, and lifestyle preferences to match your actual situation.

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