San Miguel de Allende vs Mexico City
Cost of living comparison for expats considering San Miguel de Allende or Mexico City, Mexico.
Based on a typical expat lifestyle
San Miguel de Allende is 14% cheaper than Mexico City
Monthly savings
$266
Mexico
San Miguel de Allende
$1,637
$28,648
Cheaper option
Mexico
Mexico City
$1,903
$33,303
Category Breakdown
Housing (Rent)
Utilities
Groceries
Dining Out
Transportation
Lifestyle & Entertainment
Healthcare
Phone & Subscriptions
Based on a typical expat lifestyle: 1BR furnished apartment in mid-range neighborhood, mix of cooking/eating out, rideshare transportation, moderate entertainment, basic health insurance.
City Insights
San Miguel de Allende
San Miguel operates on two parallel tracks: English-language rental sites charge 30-50% premium over Spanish listings on Inmuebles24 and Segundamano. The Tuesday tianguis market is essential for local prices. Healthcare offers 60-80% savings vs US prices. The walkable centro means many skip car ownership entirely. Water is unsafe due to arsenic/fluoride—budget $15-20/month for garrafones or reverse osmosis.
Mexico City
CDMX offers incredible value for a world-class metropolis. The range is enormous—you can spend like you're in NYC or live comfortably on $1,200-1,500/month. Neighborhood choice matters more here than anywhere else in Mexico. The 'gringo premium' is real but manageable: English-language rental platforms run 10-30% higher than Spanish listings on Inmuebles24 or Segundamano. The temperate climate at 7,350ft means minimal utility costs—no AC or heating needed. Tap water is NOT drinkable; budget $15-20/month for garrafones. The metro at 5 pesos ($0.29) per ride is one of the world's great transportation bargains.
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These estimates use a typical expat profile. Adjust housing, dining, and lifestyle preferences to match your actual situation.
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