San Miguel de Allende vs Mexico City

Cost of living comparison for expats considering San Miguel de Allende or Mexico City, Mexico.

Based on a typical expat lifestyle

San Miguel de Allende is 14% cheaper than Mexico City

Monthly savings

$266

Mexico

San Miguel de Allende

$1,637

$28,648

Cheaper option

Mexico

Mexico City

$1,903

$33,303

Category Breakdown

Category
San Miguel de Allende
Mexico City
Difference

Housing (Rent)

$805
$1,012
+26%

Utilities

$113
$123
+9%

Groceries

$210
$207
-1%

Dining Out

$60
$60

Transportation

$120
$150
+25%

Lifestyle & Entertainment

$189
$189

Healthcare

$95
$120
+26%

Phone & Subscriptions

$45
$42
-7%
Monthly Total
$1,637
$1,903
16%

Based on a typical expat lifestyle: 1BR furnished apartment in mid-range neighborhood, mix of cooking/eating out, rideshare transportation, moderate entertainment, basic health insurance.

City Insights

San Miguel de Allende

San Miguel operates on two parallel tracks: English-language rental sites charge 30-50% premium over Spanish listings on Inmuebles24 and Segundamano. The Tuesday tianguis market is essential for local prices. Healthcare offers 60-80% savings vs US prices. The walkable centro means many skip car ownership entirely. Water is unsafe due to arsenic/fluoride—budget $15-20/month for garrafones or reverse osmosis.

Mexico City

CDMX offers incredible value for a world-class metropolis. The range is enormous—you can spend like you're in NYC or live comfortably on $1,200-1,500/month. Neighborhood choice matters more here than anywhere else in Mexico. The 'gringo premium' is real but manageable: English-language rental platforms run 10-30% higher than Spanish listings on Inmuebles24 or Segundamano. The temperate climate at 7,350ft means minimal utility costs—no AC or heating needed. Tap water is NOT drinkable; budget $15-20/month for garrafones. The metro at 5 pesos ($0.29) per ride is one of the world's great transportation bargains.

Customize This Comparison

These estimates use a typical expat profile. Adjust housing, dining, and lifestyle preferences to match your actual situation.

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