Tulum vs San Miguel de Allende

Cost of living comparison for expats considering Tulum or San Miguel de Allende, Mexico.

Based on a typical expat lifestyle

San Miguel de Allende is 29% cheaper than Tulum

Monthly savings

$676

Mexico

Tulum

$2,313

$40,478

Mexico

San Miguel de Allende

$1,637

$28,648

Cheaper option

Category Breakdown

Category
Tulum
San Miguel de Allende
Difference

Housing (Rent)

$1,380
$805
-42%

Utilities

$154
$113
-27%

Groceries

$280
$210
-25%

Dining Out

$120
$60
-50%

Transportation

$0
$120

Lifestyle & Entertainment

$204
$189
-7%

Healthcare

$125
$95
-24%

Phone & Subscriptions

$50
$45
-10%
Monthly Total
$2,313
$1,637
-29%

Based on a typical expat lifestyle: 1BR furnished apartment in mid-range neighborhood, mix of cooking/eating out, rideshare transportation, moderate entertainment, basic health insurance.

City Insights

Tulum

Tulum operates without Uber due to taxi union control—negotiate fares before entering (Centro 50-100 pesos, beach 200-500 pesos). Electricity follows tiered CFE rates—exceeding 800 kWh bimonthly triggers DAC rates that quadruple your bill. High season (December-April) sees 20-30% rent premiums. Spanish listings on Inmuebles24 run 15-30% cheaper than English platforms. The 60% of Tulum lacking sewage infrastructure means tap water is unsafe—budget for garrafones. Power outages are regular; beach zone runs entirely on diesel generators.

San Miguel de Allende

San Miguel operates on two parallel tracks: English-language rental sites charge 30-50% premium over Spanish listings on Inmuebles24 and Segundamano. The Tuesday tianguis market is essential for local prices. Healthcare offers 60-80% savings vs US prices. The walkable centro means many skip car ownership entirely. Water is unsafe due to arsenic/fluoride—budget $15-20/month for garrafones or reverse osmosis.

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These estimates use a typical expat profile. Adjust housing, dining, and lifestyle preferences to match your actual situation.

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