Portugal
Cost of Living in Algarve
Monthly Total
$2,204
$38,570
Housing (1BR Mid-range)
$1,242
Daily Spend (ex. rent)
$32
Based on a typical expat lifestyle: 1BR furnished apartment, mix of cooking/eating out, rideshare transportation, moderate entertainment. Last updated: 1/14/2026.
Monthly Cost Breakdown
Housing (Rent)
1BR furnished apartment in mid-range neighborhood
$1,242
$21,735
Utilities
Electric, water, gas, and internet
$173
$3,028
Groceries
Groceries from supermarkets
$189
$3,308
Dining Out
Mix of casual restaurants, ~12 meals/month
$132
$2,310
Transportation
Rideshare (Uber/Didi), ~30 rides/month
$150
$2,625
Lifestyle & Entertainment
Entertainment, occasional cleaning service
$226
$3,955
Healthcare
Basic private health insurance
$42
$735
Phone & Subscriptions
Phone plan and streaming subscriptions
$50
$875
Monthly Total
$2,204
$38,570
Don't skip health insurance
Cost estimates are great for budgeting, but real coverage protects you when something goes wrong.
A portion of affiliate revenue is donated to UNHCR
Living in Algarve
More affordable than Lisbon with best climate. A frugal single can live on $1,404-1,728/month while comfortable living costs $1,944-2,376. Couples budget $2,700-3,240. Prices vary by town—Vilamoura most expensive, Lagos and Tavira more affordable.
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