Mexico
Cost of Living in Lake Chapala / Ajijic
Lake Chapala offers the lowest costs among Mexico's major expat destinations with the largest English-speaking infrastructure. The mild climate at 5,000ft means no AC or heating needed.
Monthly Total
$1,652
$28,910
Housing (1BR Mid-range)
$828
Daily Spend (ex. rent)
$27
Based on a typical expat lifestyle: 1BR furnished apartment, mix of cooking/eating out, rideshare transportation, moderate entertainment. Last updated: 1/19/2026.
Monthly Cost Breakdown
Housing (Rent)
1BR furnished apartment in mid-range neighborhood
$828
$14,490
Utilities
Electric, water, gas, and internet
$110
$1,925
Groceries
Groceries from supermarkets
$196
$3,430
Dining Out
Mix of casual restaurants, ~12 meals/month
$72
$1,260
Transportation
Rideshare (Uber/Didi), ~30 rides/month
$120
$2,100
Lifestyle & Entertainment
Entertainment, occasional cleaning service
$193
$3,378
Healthcare
Basic private health insurance
$85
$1,488
Phone & Subscriptions
Phone plan and streaming subscriptions
$48
$840
Monthly Total
$1,652
$28,910
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Living in Lake Chapala / Ajijic
Lake Chapala pricing reflects the established expat infrastructure—not Mexico's cheapest but excellent value for the turnkey lifestyle. Near-perfect climate eliminates AC costs. Easy access to Guadalajara for shopping and healthcare.
Complete Guide to Living in Lake Chapala / Ajijic
Mexico's largest expat community—a lakeside retiree paradise with perfect climate
Frequently Asked Questions
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