Indonesia Healthcare Guide
Everything you need to know about healthcare as an expat in Indonesia.
Healthcare System Overview
Indonesia operates a dual public-private healthcare system. Quality rating: 56/100 (TravelExpatGuide 2024). Private urban hospitals approach Western standards with JCI accreditation; public facilities are overcrowded and understaffed. Medical evacuation to Singapore remains common for complex procedures. Best hospitals in Jakarta include RS Premier Jatinegara, Pondok Indah Hospital, and Dr. Cipto Mangunkusumo (JCI accredited). In Bali: BIMC Hospital (Kuta, Nusa Dua), Siloam Denpasar (JCI accredited), and the new Bali International Hospital (opened April 2025, Mayo Clinic advisory partnership).
Public Healthcare
BPJS (Badan Penyelenggara Jaminan Sosial) is Indonesia's public healthcare system. Expats holding KITAS/KITAP for 6+ months can and must enroll. Monthly cost: IDR 42,000-150,000 ($3-10) based on class selection. Coverage includes primary care, specialist referrals, diagnostics, and partner pharmacy drugs. Limitations: Tiered referral system required (must start at puskesmas/clinic), limited to partnered facilities, long wait times, and language barriers. Public hospital room costs $20-33/night.
Private Healthcare
Private healthcare in major cities offers Western-standard care at JCI-accredited facilities. GP visits cost $24-34, specialists $34-56, ER visits around $110, private hospital rooms $51-113/night. MRI scans run $352 at private facilities vs $130-200 at public. BIMC in Bali is the go-to for expat emergencies with English-speaking staff. Siloam and Pondok Indah in Jakarta offer comprehensive services.
Healthcare for Expats
Access & Eligibility
Expats can access both public (via BPJS after 6 months on KITAS) and private healthcare. For BPJS enrollment: Register at local BPJS office with KITAS, passport, and photos. Recommendation: Use BPJS as baseline coverage while maintaining supplementary private/international insurance for better care access and evacuation coverage.
Recommended Approach
Use BPJS as baseline while maintaining supplementary private or international insurance. For routine care, private clinics in expat areas offer quick access with English-speaking staff. For serious conditions, plan for potential evacuation to Singapore (1-2 hour flight). Emergency contacts: General Emergency 112, Ambulance/Medical 118 or 119, BIMC Bali Emergency +62 361 3000 911. Note: No fully integrated national ambulance system—taxi/self-transport often faster for non-critical emergencies.
Typical Costs
| Service | Cost Range |
|---|---|
| Public | undefined - |
| Private | undefined - |
| Currency | undefined - |
| Insurance Monthly | undefined - |
Health Insurance
Requirements
No mandatory insurance for tourists. E33G and retirement visa holders may need to show proof of international health insurance. KITAS/KITAP holders staying 6+ months must enroll in BPJS. International insurance with evacuation coverage strongly recommended for all expats.
Recommended Insurance Providers
- Cigna Global
- Allianz Care
- AXA Global
- Bupa Global
- William Russell
Medical Tourism
Indonesia is not a primary medical tourism destination but offers affordable dental work, cosmetic procedures, and wellness treatments. Many expats travel to Singapore, Malaysia, or Thailand for complex procedures. Bali's wellness industry offers affordable yoga retreats, spa treatments, and alternative therapies.
Popular Procedures
Recommended PartnerDon't skip health insurance
Cost estimates are great for budgeting, but real coverage protects you when something goes wrong.
A portion of affiliate revenue is donated to UNHCR
Compare Healthcare Systems
See how Indonesia's healthcare compares to other countries.